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Invest in affordable housing

Information for investors

If you're a prospective tenant or tenancy manager, read our information about NRAS rental properties and eligibility.

The National Rental Affordability Scheme (NRAS)

The scheme is an Australian Government initiative, supported by the Queensland Government to increase affordable housing for low-to-moderate income households.

For investors

The scheme offers investors an annual financial incentive to buy new, affordable homes and to rent them for at least 20% below market rents to low and moderate income households.

The annual financial incentive is currently $11,248.09 per dwelling, and is indexed annually to the rental component of the CPI. The incentive has 2 parts:

• the Australian Government contribution of $8,436.07 per year for 10 years as a refundable tax offset, or a cash payment for charitable institutions
• the Queensland Government contribution of $2,812.02 per year for 10 years as a cash payment for dwellings in Queensland.

NRAS properties must be rented to tenants that meet the eligibility criteria. 

Read more about the scheme, including regulations and program guidelines.

If you are interested in investing in a property under this scheme, contact an approved participant directly for information about investment opportunities. Approved participants are groups of investors that already invest in the National Rental Affordability Scheme. A list of approved participants can be found at the bottom of this page.

Make sure you get independent financial advice before buying an NRAS property.

Property and tenancy managers

Property and tenancy managers must be nominated by an approved participant and approved by us before leasing property under the scheme.

Property and tenancy managers for NRAS should be one of the following:

• Registered Community Housing Provider under the Housing Act 2003.
• Licensed real estate agent.
• Local government.

If you are interested in becoming an NRAS property and tenancy manager, please contact an approved participant directly.

Find out more about the requirements and role of property and tenancy managers.

Approved participants