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Eligibility tester for the first home owner grant

Answer the questions below to find out if you are eligible for the Queensland First Home Owners' Grant. Definitions are available for some of the terms used in this eligibility tester.

Note: This eligibility tester does not replace the formal application process.

  1. Are you:

  2. A new home does not include established homes.

    A new home is a home that:

    • has not been previously occupied as a place of residence

    • has not been previously sold as a place of residence

    or

    • is a substantially renovated home.

  3. Before the grant can be paid, you must provide a final inspection report.

  4. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  5. Is your new home a substantially renovated home?
  6. Did anyone live or stay in the home before you signed the contract?

  7. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  8. Did the vendor substantially renovate the home before you signed the contract?

  9. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Further information

    To be eligible for the grant on the purchase of a substantially renovated home:

    • the vendor must have substantially renovated the home before you signed the contract

    • the sale of the home must be a taxable supply under the A New Tax System (Goods and Services Tax) Act 1999

    • no one can have stayed or lived in the home after it was renovated, but before it was sold.

  10. Is the sale of the home a taxable supply under the A New Tax System (Goods and Services Tax) Act 1999?

  11. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Further information

    To be eligible for the grant on the purchase of a substantially renovated home:

    • the vendor must have substantially renovated the home before you signed the contract

    • the sale of the home must be a taxable supply under the A New Tax System (Goods and Services Tax) Act 1999

    • no one can have stayed or lived in the home after it was renovated, but before it was sold.

  12. Did anyone live or stay in the home after the renovations but before you signed the contract?

  13. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Further information

    To be eligible for the grant on the purchase of a substantially renovated home:

    • the vendor must have substantially renovated the home before you signed the contract

    • the sale of the home must be a taxable supply under the A New Tax System (Goods and Services Tax) Act 1999

    • no one can have stayed or lived in the home after it was renovated, but before it was sold.

  14. Is your contract date on or after 12 September 2012?

  15. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  16. Is your building contract date on or after 12 September 2012?

  17. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  18. Have you, your spouse or another applicant ever been paid a first home owner grant (e.g. the Great Start Grant)?
  19. Was the grant (and any related penalty amount) paid back because the applicants did not meet the residency requirements?
  20. Were you a non-applicant spouse in the previous grant application (i.e. your spouse owned 100% of the property)?

  21. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  22. Have you and your spouse from the previous grant application separated with no possibility of reconciliation?

  23. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  24. Are you able to prove that there is no possibility that you will reconcile with your spouse?

  25. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  26. Before 1 July 2000, did you, your spouse or another applicant own residential property in Australia? Note: This includes owning the property either jointly, separately or with another person.

  27. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  28. From 1 July 2000, have you, your spouse or another applicant owned residential property in Australia?
  29. Did you, your spouse or another applicant live in that particular property for any period of time?

  30. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  31. At the time of buying or building your home, was each applicant at least 18 years old?

  32. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Next steps

    We generally do not pay the grant to applicants under 18; however, we may pay the grant in special circumstances. If you believe that your circumstances are exceptional and you meet the other grant criteria, you may apply for the grant. When applying, include a covering letter stating all relevant details.

  33. Are all applicants individuals (i.e. not a company or a person acting as trustee)?

  34. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Next steps

    All applicants for the grant must be individuals.

    However, you may be eligible for the grant if you are a trustee of a trust (other than a discretionary or unit trust) and all the beneficiaries are individuals under a legal disability who will live in the home as their principal place of residence. If this is the case, select 'Yes' and continue answering as if you were the beneficiary.

  35. Are you an Australian citizen or permanent resident?
  36. Are any of the other applicants Australian citizens or permanent residents?

  37. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  38. Will you move into the home as your principal place of residence within 1 year of completing the transaction, and remain in the home for a continuous period of 6 months?

  39. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

  40. Is your home being bought from or built by a related person?

  41. You will need to provide evidence of the market value of the home when applying for the grant.

  42. Have you or another applicant received financial help (either directly or indirectly) to build or buy your home?

  43. You must provide a statutory declaration from each applicant setting out a comprehensive description of the financial help received, or expected to be received, including details relating to money owing or gifted. If the financial agreement is in writing (i.e. a loan agreement or deed) you must provide a copy with your application.

  44. Have you or another applicant received financial help (either directly or indirectly) to build or buy your home?

  45. You must provide a statutory declaration from each applicant setting out a comprehensive description of the financial help received, or expected to be received, including details relating to money owing or gifted. If the financial agreement is in writing (i.e. a loan agreement or deed) you must provide a copy with your application.

  46. Is the person providing financial help a related person to any of the applicants?
  47. Is the person providing financial help a related person to any of the applicants?
  48. Will the related person live in or use the home frequently?

  49. You must provide a statutory declaration from each applicant outlining the family reasons why the related person will be living in or using the home frequently.

  50. Will the related person live in or use the home frequently?

  51. You must provide a statutory declaration from each applicant outlining the family reasons why the related person will be living in or using the home frequently.

  52. Is the consideration or unencumbered value of the home (including the land) $750,000 or more? Note: Consideration is the purchase price or cost of construction of the home.
  53. Is the consideration or unencumbered value of the home (including the land) $750,000 or more? Note: Consideration is the purchase price or cost of construction of the home.
  54. Is the consideration or unencumbered value of the home (including the land) $750,000 or more? Note: Consideration is the purchase price or cost of construction of the home.
  55. Is the consideration or unencumbered value of the home (including the land) $750,000 or more? Note: Consideration is the purchase price or cost of construction of the home.

  56. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Further information

    A cap of $749,999 applies to homes that are eligible for the grant.

  57. You may be eligible

    Based on your answers and subject to the information provided in an application form, you may be eligible for the grant.

    Next steps

    To apply for the grant, complete the application form.

    If the consideration for the home is less than the grant, the grant amount paid will equal the consideration.

    Are you buying your home under an instalment contract? If so, the following criteria must also be satisfied before the grant can be paid:

    • The contract has been operating for at least 1 year.

    • You have paid at least 10% of the purchase price or the grant amount, whichever is greater.

    • You are not in default of the contract.

    • You have occupied the home as your principal place of residence.

  58. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Further information

    A cap of $749,999 applies to homes that are eligible for the grant.

  59. You may be eligible

    Based on your answers and subject to the information provided in an application form, you may be eligible for the grant.

    Next steps

    To apply for the grant, complete the application form.

    If the consideration for the home is less than the grant, the grant amount paid will equal the consideration.

    Are you buying your home under an instalment contract? If so, the following criteria must also be satisfied before the grant can be paid:

    • The contract has been operating for at least 1 year.

    • You have paid at least 10% of the purchase price or the grant amount, whichever is greater.

    • You are not in default of the contract.

    • You have occupied the home as your principal place of residence.

  60. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Further information

    A cap of $749,999 applies to homes that are eligible for the grant.

  61. You may be eligible

    Based on your answers and subject to the information provided in an application form, you may be eligible for the grant.

    Next steps

    To apply for the grant, complete the application form.

    If the consideration for the home is less than the grant, the grant amount paid will equal the consideration.

    Are you buying your home under an instalment contract? If so, the following criteria must also be satisfied before the grant can be paid:

    • The contract has been operating for at least 1 year.

    • You have paid at least 10% of the purchase price or the grant amount, whichever is greater.

    • You are not in default of the contract.

    • You have occupied the home as your principal place of residence.

  62. Not eligible

    Based on the information you have provided, you are not eligible for the grant.

    Further information

    A cap of $749,999 applies to homes that are eligible for the grant.

  63. You may be eligible

    Based on your answers and subject to the information provided in an application form, you may be eligible for the grant.

    Next steps

    To apply for the grant, complete the application form.

    If the consideration for the home is less than the grant, the grant amount paid will equal the consideration.

    Are you buying your home under an instalment contract? If so, the following criteria must also be satisfied before the grant can be paid:

    • The contract has been operating for at least 1 year.

    • You have paid at least 10% of the purchase price or the grant amount, whichever is greater.

    • You are not in default of the contract.

    • You have occupied the home as your principal place of residence.

  64.  

Last updated:
5 March 2019
Last reviewed:
3 September 2019