Apps and tools
Headspace
Depression and anxiety quiz
Complete an online health check to get a better idea if you or someone you know has symptoms of depression.
Time: 5 mins
MoodGYM
The MoodGYM training program helps you to overcome negative emotions and improve your coping skills.
Time: 15 mins
Health
Daily steps tracker
The 10,000 Steps program offers free pedometers to help you record the number of steps you take during physical activities like walking.
Diet quiz
Check how your current eating habits score, and how to include more fruit and vegies in your diet.
Active living quiz
Find out how your physical activity levels score, and new ways to keep yourself active.
Money
Budget planner
Helps you check:
- where your money is going
- if you are spending more than you can afford
- that your money is going towards your priorities
Time: 20 mins
Superannuation calculator
Helps you check:
- how much super you’ll have when you retire
- how fees affect your final payout.
Time: 5 mins
Savings calculator
Helps you check:
- what it will take to reach your savings goals
- how long it will take you
- the steps you need to take to put your plan into action.
Time: 5 mins
First home saver calculator
Helps you check:
- if you’re eligible for a First Home Saver Account
- how you can use a First Home Saver Account to boost your savings
- the best saving plan to help you reach your goal.
Time: 10 mins
Credit card calculator
Helps you check:
- how much money you will save by paying off your credit card faster
- how long it will take to pay off your credit card, making only minimum repayments
- how much you save by making slightly higher repayments.
Time: 5 mins
Mobile apps
Use MoneySmart app to get instant calculations on your phone, including calculators for:
- saving for your next purchase
- personal loans and mortgages
- working out your superannuation pay out.
Transport
Road rules practice test
Before getting your driver licence for a car, motorbike or heavy vehicle, take a practice road rules test.
Journey planner
Use the journey planner to find which bus, train or ferry to catch to get to your destination.
Safety
Test your Cyber smarts
Cybernetrix helps young people avoid the risks and dangers of:
- the internet
- online chat rooms, bullying and scams
- mobile phones
- identity theft
- cyberstalking.
Respectful relationships
Have you ever crossed the line and offended or upset someone? Has someone crossed your line?
View interactive videos and tips to help you:
- respect yourself and others
- draw your own line on what’s OK and what’s not.




